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Why Buyers Choose Ray Spitler - Why homebuyers looking for a real estate agent in the Saginaw, Midland and Bay City area choose Ray Spitler. Latest Listings - Get Ray Spitler's latest Saginaw, Midland and Bay City listings of homes for sale first! Find Your Perfect Home - Ray Spitler will search for your ideal home and email you the newest Saginaw, Midland and Bay City MLS listings of properties in Saginaw,Midland,Bay County County MI. First Time Homebuyers - Are you a first time homebuyer in Saginaw, Midland and Bay City, MI? Choose a top real estate agent. Ray Spitler can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Saginaw, Midland and Bay City house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Saginaw, Midland and Bay City Homes, For Home Buyers, For Home Sellers, Saginaw, Midland and Bay City Information, Real Estate Resources, and About Ray Spitler. 
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 In the history of the real estate industry, there has been a single approach to working with a real estate agent. If you wanted to purchase a home, an agent showed you properties on behalf of the sellers of those homes. As a buyer, you were not represented by anyone other than yourself. Negotiation over price and terms were entirely your responsibility.
Now there is another way to handle buying property. With buyer agency, your real estate sales associate acts on your behalf in all negotiations. That agent is committed to being your advocate in finding and purchasing your next home, and at no cost to you.
In many cities across the United States, buyer agency is used in the majority of home purchases. With buyer agency, all fiduciary duties are owed to the buyer, not to the seller. The buyer has the freedom to discuss personal finances, negotiating strategies and the value of properties with their buyer agent. The buyer can ask for the opinion of the buyer agent regarding the condition of the property, the effect of improvements, the seller's motivation for selling and a variety of other information thar the seller's agent cannot provide.
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| Q |
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
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| A |
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street. |
 See More Real Estate Trivia > |
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Ray Spitler, GRI, e-Pro
Keller Williams Realty
4177 Fashion Square Blvd, Suite 3
Saginaw, MI 48603
Direct: 989-737-8042
Fax: 989-393-6009
email Ray: Ray@MBShomes.com
Moving across town or across the country, call me for service you can trust. I am connected with many networks across the country to help you with your move.
Serving: Saginaw Township, Saginaw County, Thomas Township, Tittabawassee Township, Freeland, Midland, Auburn, Kochville, Zilwaukee, Carrollton, Shields, Swan Creek, Williams Township, Midland Township, Frankenlust, Hemlock, Merrill, Bay City, Bay County, Midland County, Monitor Township, Bangor Township, Mills Township, Larking Township, Kawkawlin, Reese, Bridgeport, Frankenmuth  
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