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Ray Spitler




All agents are NOT alike! Find out why I am a top real estate expert. Call me now: 989-737-8042.

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Ray, I just wanted to say thanks,"
"You have made a major impact on my life, and in turn have really mad a huge difference in the lives of 3 little girls"
Steve R.- Saginaw MI
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ray Spitler is one of The Top Selling Real Estate Experts™
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Special Offers
Welcome > Resources > Special Offers > Special Offers ...

Special Offers From Me To You! 

Just for you, I've assembled some Special Offers. Choose one or all! 

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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FREE Moving Truck
When you buy or sell a home with Ray Spitler, the moving truck is free!
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Get Free Presentation On My Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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STOP Foreclosure now
If you are behind in mortgage payments, call for a free consultation now. We can help you save your home or your credit. Time is critical- call now.
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School Reports in Saginaw, Midland and Bay City, Michigan
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
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Michigan Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Saginaw, Midland and Bay City 



Real Estate Tips
Closing or Settlement >Closing Dates

The final closing date is an important item in the negotiation of the purchase agreement on a home. This is the day when the buyers get their ownership papers and the sellers get their money. It is important to remember that most standard contracts don't pinpoint a specific date, and closings can be delayed due to factors beyond the buyer's control.

The closing will usually be set as soon as the title search and lender's paperwork can be completed. However, any number of factors can interfere with the closing schedule. For example, questions can arise about liens against the property that were paid, but not properly recorded. Items in the buyers credit history may have to be cleared up. These situations rarely cause the transaction to fall apart, but they can wreak havoc with your moving schedule. Your real estate agent will keep you up to date on the progress of your closing in order to avoid delays and minimize any inconvenience.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Ray Spitler, REALTOR®, real estate agent and broker for Saginaw, Midland and Bay City, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Ray Spitler, GRI, e-Pro
Keller Williams Realty

4177 Fashion Square Blvd, Suite 3
Saginaw, MI 48603
Direct: 989-737-8042
Fax: 989-393-6009
email Ray: Ray@MBShomes.com

Moving across town or across the country, call me for service you can trust. I am connected with many networks across the country to help you with your move. Serving: Saginaw Township, Thomas Township, Tittabawassee Township, Freeland, Kochville, Zilwaukee, Carrollton, Shields, Swan Creek, Auburn, Williams Township, Midland Township, Frankenlust, Hemlock, Merrill, Bay City, Monitor Township, Bangor Township, Kawkawlin, Reese, Bridgeport, Frankenmuth

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