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Welcome to Ray Spitler'sSaginaw, Midland and Bay City Real Estate Website Welcome to Ray Spitler'sSaginaw, Midland and Bay City Real Estate Website
Welcome to Ray Spitler'sSaginaw, Midland and Bay City Real Estate Website

Welcome to the only website you need for real estate in Saginaw, Midland and Bay County Michigan. 

QUICK SEARCH LINKS:
Luxury Home Search | Waterfront Property | Golf Course Property | Income Property | Condos | Commercial Property
 


FORECLOSURE VS SHORT SALES:
Foreclosure Solutions - Find answers to your questions, how to avoid foreclosure and save your credit.
 

Short Sales Explained


HELP for Homeowners:

Are you having difficulty making your monthly payments?
Has the bank denied your mortgage modification?
Owe more on your house than you can sell it for?
Need to move and get your home sold quickly?
Did your listing expire without a sale?


There are many options available to you, to releive you of the stress and burden your house may be causing you. I want to help solve your problem!

How about preventing foreclosure and saving your credit rating so you can buy again sooner without having a foreclosure showing up on your credit report?

I have recieved specialized training to sell your home now regardless of mortgage balance! In situations like these, you need an experienced short sale expert to handle the sale of your property. The wrong Agent can cost you the sale and result in foreclosure. Before hiring an Agent to sell your home on a short sale, ask what real training they have had. Don't let your property be one they "learn how to do a short sale on"!

Email or call Ray today at 989-607-6252 for a confidential consultation. But hurry, time is critical to success.



for Buyers:

Search all area listings:
  

Looking for a great deal, short sale or foreclosure?

I can show you how to buy a home when banks are telling you you can't!

With access to all the foreclosures in the Country, I can help you find a great deal on the home of your dreams!

CREDIT REPAIR: How To Move From Regection To Approval

Rental Vacancies: www.SaginawRentals.com



As one, if not "the" most tech-savvy realtor in Saginaw, Midland or Bay City, I know how to make the experience a winning one for my buyers and sellers.  Chances are, if you weren't referred to me, you found MBShomes.com in a online search for real estate or homes for sale in Michigan.

Just looking for information? Thats fine too! You'll find lots of valuable information here, wether this is your first home or investment property. If you are still in the information gathering stage and do not want to be contacted yet, just let us know when you request information on any form on the website. We respect your privacy and will only contact you when you request it.

If on the other hand, you have questions or wish to discuss your needs, just leave your phone number or email and we will respond quickly to your request.

Be sure to register for New Listings, so you can see our listings before they hit the MLS. Sometimes good deals are under contract quickly, so I let my visitors know about them first! Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate consultant, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Saginaw, Midland and Bay City Michigan real estate agent, I have the experience and track record you are looking for. Please let me help.

I also realize that you may be in the very early stages of deciding what is right for you, and prefer to remain anonymous. No problem! Feel free to use this website as your real estate resourse as long as you like. However, if you are ready to take the next step with your move, leave your phone number so we can contact you and help get you headed in the right direction.

As a member of all local Boards of Realtors: Saginaw Board of Realtors, Midland Board of Realtors,and the Bay County Board of Realtors, I have access to every property listed in the Tri-City area, and now so do you! Use the "hot links" on the top left edge of this page to search all the listings in Saginaw, Midland and Bay City Michigan at your convenience. Or if you prefer, I will search for you. When the time is right for you to move, give me a call so we can discuss your needs and wants together.

- Ray

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Real Estate Tips
Closing or Settlement >A Smooth Closing

If you are in the process of moving from a home you lived in for years, you might be amazed at what lies beneath all your home furnishings! You might stand in your empty house as the moving van pulls away, staring at piles of dust bunnies and years' worth of grime that you didn't know was there. You are tired, and the last thing you feel like doing is scrubbing your house for the new owners. But leaving your home impeccably clean is one of the most important things you can do to ensure a smooth closing.

Your buyers will do their "walk-through" before the closing to make sure that all the systems of the home are in working order and that the agreed-upon repairs were made. They will feel good about the whole process if they walk into a spotless house. This will be their last opportunity to experience an attack of buyers' remorse, and your efforts can minimize any second thoughts they may be having or any crankiness about issues that must be resolved at the closing. If you are not inclined to do the cleaning yourself, hiring a professional cleaner will be worth the investment.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
See More Real Estate Trivia >


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Ray Spitler, REALTOR®, real estate agent and broker for Saginaw, Midland and Bay City, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Ray Spitler, Associate Broker, CDPE, GRI, e-Pro
Keller Williams Realty

4177 Fashion Square Blvd, Suite 3
Saginaw, MI 48603
Direct: 989-737-8042
Fax: 989-393-6009
email Ray: Ray@MBShomes.com

Moving across town or across the country, call me for service you can trust. I am connected with many networks across the country to help you with your move. Serving: Saginaw Township, Saginaw County, Thomas Township, Tittabawassee Township, Freeland, Midland, Auburn, Kochville, Zilwaukee, Carrollton, Shields, Swan Creek, Williams Township, Midland Township, Frankenlust, Hemlock, Merrill, Bay City, Bay County, Midland County, Monitor Township, Bangor Township, Mills Township, Larking Township, Kawkawlin, Reese, Bridgeport, Frankenmuth

CDPE ePro GRI MLS REALTOR SFR


   

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