Welcome to the only website you need for real estate in Saginaw, Midland and Bay County Michigan.  

for Homeowners:
Are you having difficulty making your monthly payments?
Has the bank denied your mortgage modification?
Owe more on your house than you can sell it for?
Need to move and get your home sold quickly?
Did your listing expire without a sale?

There are many options available to you, to releive you of the stress and burden your house may be causing you. I want to help solve your problem!

Would you like to have someone take over your payments so you can move on?

How about preventing foreclosure and saving your credit rating so you can buy again sooner without having a foreclosure showing up on your credit report?

I have recieved specialized training to sell your home now regardless of mortgage balance! Email or call Ray today at 989-607-6252 for a confidential consultation. But hurry, time is critical to success.


for Buyers:
Having difficulty obtaining a mortgage?
Looking for a great deal, short sale or foreclosure?
Ready to get your $8000 Tax Credit?

I can show you how to buy a home when banks are telling you you can't!

With access to all the foreclosures in the Country, I can help you find a great deal on the home of your dreams!

Just looking for information? Thats fine too! You'll find lots of valuable information here, wether this is your first home or investment property. If you are still in the information gathering stage and do not want to be contacted yet, just let us know when you request information on any form on the website. We respect your privacy and will only contact you when you request it.

If on the other hand, you have questions or wish to discuss your needs, just leave your phone number or email and we will respond quickly to your request.

Be sure to register for New Listings, so you can see our listings before they hit the MLS. Sometimes good deals are under contract quickly, so I let my visitors know about them first! Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate consultant, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Saginaw, Midland and Bay City Michigan real estate agent, I have the experience and track record you are looking for. Please let me help.

I also realize that you may be in the very early stages of deciding what is right for you, and prefer to remain anonymous. No problem! Feel free to use this website as your real estate resourse as long as you like. However, if you are ready to take the next step with your move, leave your phone number so we can contact you and help get you headed in the right direction.

As a member of all local Boards of Realtors: Saginaw Board of Realtors, Midland Board of Realtors,and the Bay County Board of Realtors, I have access to every property listed in the Tri-City area, and now so do you! Use the "hot links" on the top left edge of this page to search all the listings in Saginaw, Midland and Bay City Michigan at your convenience. Or if you prefer, I will search for you. When the time is right for you to move, give me a call so we can discuss your needs and wants together.

- Ray